New year, new money goals. Do these four things to set yourself up for financial success in 2023. #money #moneytok2023 #moneygoals #personalfinance #savingmoney #wsj #thewallstreetjournal #wallstreetjournal #TheQuickBooksJump | Renegotiate your recurring bills over the phone | Check up on your 401(k) and make sure your retirement plan is on track | Cancel unused subscriptions for streaming services, gyms and phone apps | Check your bank accounts to make sure you’re getting the best deal—switch if you find a better opportunity | 4 ways to protect your money in 2023